"How Would You Like To Know How To
Identify Mortgage Fraud and Expose Wrongful Foreclosure to Stop Home Foreclosure
On Your Property Once and For All?"
From: Kyle Ransom Creator of The Go Fight Foreclosure System
Welcome To Our Site
Dear Distressed Home Owner,
If you are interested in learning how to stop home foreclosure on your home. Or even verifying that your mortgage lender even has the authority to collect mortgage payments…Then this is going to be the most exciting message you ever read.
Here’s why:
#1 Trusted Leading DIY Home Foreclosure Prevention and Mortgage Fraud detection training "The Go Fight Foreclosure System" It covers everything you need to know about how to:
Stop home foreclosure on your home
Identify Wrongful Foreclosure
Identify Robo Signers
Identify Fake Mortgage Assignments
Identify Mortgage Fraud and what you can do to stop home foreclosure on your home and WIN!
Imagine being able to discover all the dirty tricks mortgage lenders pull to foreclose on your home and use that against them to go on the offensive.. Wouldn’t that be great?
Or what about if you could get you mortgage lender actually return your calls Promptly because your mortgage lender knows that you have enough dirt on them to SHUT THEM DOWN. How would that feel if you could do this?
Imagine being able to demand that your mortgage lender approves a loan modification with terms that work for you including reduced principal balance and deeply reduced monthly payments that you really afford…
Or even getting a free and clear title because you exposed that your chain of title is broken due to improper mortgage documents.. It truly is possible, but you need to know how.
That’s what The Go Fight Foreclosure System could help you to do.
And it’s not like any other Foreclosure Prevention System on the market on learning how to stop home foreclosure on your home.
Why You Ask?
Simply put, every section in the system is there because "you asked for it." Well, not "you" really. But from real live questions. The questions from people who love how to how to stop home foreclosure, identify Wrongful Foreclosures, Robo Signers, Fake Mortgage Assignments and what you can do to stop foreclosure on your home. A simple webpage was set up, and people like you visited it and left me their most pressing questions on how to Stop Home Foreclosure, Identify Wrongful Foreclosures, Robo Signers, Fake Mortgage Assignments and what you can do to Stop Home Foreclosure on your property.
Then I answered them!
Which means no fluff. Just the real answers you want to know.
You’ll discover all types of exciting tips.
Here’s a sneek peak at what you’ll discover in "The Go Fight Foreclosure System":
Little Known Killer “Secret Persuasion Tactics” to STOP Home Foreclosure! Banks HATE This! (Common Law Liens, UCC1 and More)
Powerful Samples of Legal Forms And Ready to Use Templates! (Non-judicial and Judicial States) "Quiet Title Action Forms Included!!"
Sample Legal Form to Challenge Bankruptcy Lift Automatic Stay! (Stop Bankruptcy Case From Being Dismissed)
Learn the proper way to submit a Quailified Written Request (QWR) sample forms that are proven effective to get the results you want.
AMAZING! Discover in a matter of minutes Learn how to file a Quite Title Action against your lender to get free and clear title on your home.
Proven strategies to force your mortgage lender to approve a short sale at a price you want
Complete foreclosure overview covering all U.S. States so you know how to fight foreclosure no matter which state you live in.
A Secret way to demand that the foreclosure mills stop the foreclosure sale Immediately.
An easy way to get your lender to reduce the principle balance of the mortgage note to match what your house is worth today.
Have you been looking for this for ages? Discover how to demand the terms of a loan modification that work for you not the other way around.
How to indentify improper mortgage securitization a powerful foreclosure prevention method proven to get results.
REVEALED! The hidden truth behind Robo Signers and fake mortgage assignments and way this is great news for you.
Your secret weapon for Fake mortgage assignment, Robo Signers, Forged mortgage documents, Missing Intervening Assignments, and Mortgage Fraud
How To Indentify Mortgage Securitization Fraud and Why This is Great News For You.
And that’s just a fraction of what you’ll find out in "The Go Fight Foreclosure System" That’s why you should own this home foreclosure prevention system (in fact, you can be reading in as little as 5 minutes from now!).
(All you need is a credit card, no special internet accounts or anything like that. And it’s totally secure. Your credit card data is passed directly to the bank and no one but the bank has access to your sensitive information.)
What’s a resource like this worth?
To have someone do all this research for you would normally cost you around $3,000 (I should know, that’s what it cost me!). Particularly laser-guided accurate information like this – SPECIFICALLY for how to:
Stop home foreclosure on your home
Identify Wrongful Foreclosure
Identify Robo Signers
Identify Fake Mortgage Assignments
Identify Mortgage Fraud and what you can do to stop home foreclosure on your home and WIN!
This isn’t some boiler-plate collection of answers.
Everything is explained in PLAIN English. Which means it’s dead-easy to read and understand. And it’s logically laid out. Which is why "The Go Fight Foreclosure System" is such a bargain at $249.00, $179.00
That’s right, a fraction of what it’s really worth or what it cost me to research. Why would I make it so affordable? Simply because my costs to deliver it to you are so low.
The Go Fight Foreclosure System is a PDF File that can be downloaded to your computer in a flash. Which means you can be reading it and discovering all these amazing secrets in as little as 5 minutes from now.
So I figure I’ll be able to offer this fantastic resource of information (which if you follow the tips contained in its pages could really give you some amazing benefits) to more people. And make my investment back over time.
No matter what however, it’s a bargain for you. And yes, I plan to take this off the market at the price of $179.00 real soon. I will only sell 1,000 copies at this price and once they are sold they will be gone forever.
$179.00 is a drop in the ocean compared to what you learn with these secrets.
And don’t worry, if for any reason you’re not happy with the content, you have a complete guarantee to protect your investment.
100% RISK-FREE
MONEY BACK GUARANTEE
Hey, you’re my customer. And if you’re not happy, it looks bad on me. So if you’re not happy with what you discover from "The Go Fight Foreclosure System" I don’t expect … or want … to keep your money. Just simply whip off an email to me and I’ll happily refund your money in full (in fact, I’d be embarrassed to keep it).
But… the free bonuses are yours to keep no matter what, as a "thank you" gift from me!
Okay? So you really can’t lose! The free bonuses yours no matter what
That’s about as fair as it gets, don’t you agree?
Well let me tell you what I’ll also do to make this the best investment you ever make. I’m going to throw in some free bonuses that are literally worth more in money terms than the entire sysem itself!
Simply grab your copy of "The Go Fight Foreclosure System" right now, and here’s what I’ll throw in:
FREE BONUS #1: "QWR ATTACK!"
You’ll discover:
What Is a Qualified Written Request (QWR)
How to submit a QWR the right way
How to use QWRs to stop home foreclosure
Sample QWR form proven to get results
Free access Our QWR Video training
Not bad, right? But that’s not all you get! Because I’m also throwing in:
FREE BONUS #2: "The Real Deal On Foreclosure-How To Stop Foreclosure Yourself"
Are you beginning to see how valuable this package is? With this bonus you’ll know the essentials about why you can not expect the Feds nor the banks to assist you to stop foreclosure and how you can force them to stop home foreclosure yourself. This system outlines my years of experience as a former mortgage broker and real estate investor with over 16 years of experience to give you some little known secrets about mortgages that can change the way you prevent foreclosure on your home…
Here’s what is revealed:
How to understand your rights as a homeowner the foundation to effectively stop home foreclosure.
The dirty tricks mortgage lenders play to STEAL your home
Home Foreclosure prevention tactics that are proven effective and really work.
Imagine how you’d feel if you knew these things! YOURS FREE when you order "The Go Fight Foreclosure System" You are reading this, aren’t you?
Well the good news is, that’s still not all. Because I have another gift for you.
FREE BONUS #3: "Go Fight Foreclosure Blueprint"
You don’t know it yet but, at the end of this bonus you’ll know everything about how to quickly find a solution to STOP Your Home Foreclosure! Defeat Robo Signers! …
Here’s a short list of what this amazing bonus contains:
The Complete Foreclosure Process How to Quickly find the best methods to stop home foreclosure on your home based on your current situation not matter what stage of home foreclosure you are facing "Before, After, or During" .
Phew…that’s some list of FREE Gifts, right? A total of $1,500 in bonuses
They’re each worth every cent. But hey, they’re yours FREE. Congratulations!
But I don’t know how long I’ll keep these bonuses up there, I would make lots of money if I sold them. It’s part of a marketing test I’m doing. They’re worth a lot to me in my heart, and at any time I could take them down forever. So if you want them, get in quick.
And hey, don’t take my word for it on how great this package is. Listen to what people just like you have to say about it:
“Mrs And Mrs. Bill B, Athens GA” “We had worked very hard for years to own our home out right and simply made a bad deal to takeout a new loan that also included a second mortgage. Everything about the loan was bad. The Go Fight Foreclosure System™ moved us in the right direction to not let the bank take our house. We learned that just because the bank says so does not make it so!” End Results: Loan modified for what the TRUE value of the home is worth today. Monthly payments cut in half and included escrow for taxes and insurance. Even got a grace period where NO payments were made for almost TWO years and no action to foreclose was taken.
“Rodney L. San Antonio TX” “I felt like a crime was being committed, how could they do this to me? Using the Go Fight Foreclosure System™ I have been able to provide myself with what I feel is the best defense that money could ever buy me. If I had money I would have a high power attorney doing this from me. I have stopped the bank time and time again from foreclosing on my home. I still live here!” Pending Results: Homeowner has been in the property for over three years no payments! The bank did foreclose on the home and ignored the homeowner’s lawsuit. Homeowner is fighting a pretender lender and the mortgage NOTE has not been produced. Homeowner is seeking to get foreclosure SALE reversed and win title FREE and Clear he still resides in the home, keep you posted!
“Mr.and Mrs. Sterling E. Naples FL” “We thought that the bank was right to start the lawsuit to foreclose on us because my husband loss his job and we could not afford the mortgage on one income. It never occurred to us to ask “are you really my lender?” before we studied the Go Fight Foreclosure System™. I am so happy that we asked! Because the bank can’t prove they own our home and we learned how to prove that the bank is not a holder in due course! I am not sure what our next move will be but the information in the system has helped us to understand that we have very many options.” End Results: The homeowners are STILL living in the house and the bank can not foreclose until they can prove they own the note in due course!
For Ms.Betty V. Baltimore, MD “I used the simple information in the Go Fight Foreclosure System to dispute that the mortgage servicer was the lender that she had never heard of could lift the automatic stay off her Bankruptcy. It worked and she won the court did not lift her automatic stay because the bank could not prove they owned the debt. It was the information in the Go Fight Foreclosure System that teaches about mortgage assignment fraud, holder and due course and tactics to stop lift automatic stay.” End Results: The homeowner refused to accept the bank’s offer for damages outside of court. She is working with a consumer law firm on contingency.
Hear What These Go Fight Foreclosure Clients Had To Say About The Go Fight Foreclosure System
Actual Customer From N.J.
Actual Customer From MD
Here are a couple of case studies to give you an idea of what the Go Fight Foreclosure System can do for you:
NEW Principal balance owed is $30,700.48! New Interest Rate Only 2%
Using Go Fight Foreclosure System $113,299.52 Principal Balance Reduced!!
Homeowner only had to pay a down payment of $297.96! Future payments $95.61! Home Foreclosure Stopped!
More Affordable Loan! $144,000.00 Balance Reduced to $30,700.48!
The Go Fight Fight Foreclosure System Saves Elderly Couple:
As they say, the proof is in the pudding. And these people are super happy. Just like you’ll be.
You can’t leave this page empty handed, can you?
For a mere $249.00, $179.00 you’re getting the answers you need … PLUS MORE. Now, you can only get this product from me. It’s not available in libraries or anywhere else on the net. Just imagine being able to get these answers downloaded to you right away.
Fight Foreclosure and Win
Kyle Ransom
Creator of The Go Fight Foreclosure System
P.S. Don’t forget, you’re getting $1,500 worth of bonuses for just a fraction of that price. Everything to get you started in how to stop home foreclosure, identify Wrongful Foreclosures, Robo Signers, Fake Mortgage Assignments and what you can do to stop foreclosure on your home. And yes, I plan to take this off the market at the price of $179.00 real soon. I will only sell 1,000 copies at this price and once they are sold they will be gone forever.
So if that’s what you want to do, this is the opportunity you’ve been waiting for?
Dear Kyle,
I have been fighting with Wells Fargo/ASC doing a loan modification for 11 months. The actual investor CSMC PMSR told my attorney Triton Law Group on 11/30/2011 that I cannot assume the loan unless my ex-wife was dead, truly in the customer reply contact notes in their computor. I was always trying to do a loan modification. During my divorce over three years ago, my ex-wife signed over on the divorce degree with a filed quick claim deed transfer into my name only. My situation is that I am 19 months behind in payments, I am the only one on title, my ex-wife is on the note, I was never put on the note from the start because my credit was not good. At the start of buying our home I had the quaifying income to get our interest only loan in August 18, 2005.The bank in loss mitigation said no problem Mr. Banyar we will get you a loan mod (after 11 months of implementing the process). In the end the bank served a letter of default to me at my home on May 2, 2011 (but papers had ex-wife’s name on default notice not mine) even though I am on title and she is not. The bank filed the first sale date (or my ex-wife’s) on August 31, that was postponed to September 30, 2011, then, October 31, then November 30, and now to December 30. Right now I and my attorney called Wells Fargo/ASC to get the news from the investor and an update to our case. Now the new sale date looms. What is our next move kyle, we need help and need your service before the foreclosure date. First the divorce, then work slowed down, then I took care of my mother whom passed away 01/20/10 with her modalities. At that point paying bills, Moms debt and everything else I fell behind. Again remember this has only affected my ex-wifes credit and not mine. I have since then remarried, very happy but we want to fight sale date and foreclosure because this is our dream home. The bank has lied to us and never lived up to the promise that they led us to believe as it was said to us over and over in countless discussions on the phone that my NOT being on the note, but only on a recorded title deed was completely workable and no problem. Sincerely thank you for your time and truly helping home owners. Do you have an California attorney that can help us? Again thank you for your considerations! Michael Paul Banyar
Hi Michael,
Thanks for stopping by. Unfortunately we did not have an attorney to recommend for you in your area. I wisj you the best of luck. I would recommend educating yourself on some options. The Go Fight Foreclosure System does provide you with effective foreclosure prevention tactics especially when dealing with a lender who is slow to respond to helping you with a loan mod.
All the best,
Kyle
I have a slightly different (kind of complicated) story than most folks. In 2007, I lost my home in North Carolina to foreclosure. I had already moved to California so I let it go. (The tenant didn’t pay rent, I couldn’t pay the mortgage AND the rent I was paying in California). So, I’m working as a writer and everything seems ok, then THIS RENTAL house goes into foreclosure, the owner walks away in June 2009. (There was supposed to be an auction but it never happened.) The bank and the owner walked away from this house for 2 1/2 years. In the meantime, I’m doing all the repairs on the house, I even had to fix a leaky roof (I did a great job but I’ll never do that again). The plus side, is, we stopped paying the rent, thinking the bank was going to foreclose every month. The owner made only one feeble attempt to kick us out and that was it. (There are some serious plumbing problems with the house that he didn’t want to fix). The house is seriously underwater. The loan balance is something over $800,000.00. So, I was entertaining waiting it out to do a Complaint for Adverse Possession (another 2 1/2 years from now.) The bank canceled the foreclosure about 6 months ago and I didn’t know what to make of it. Now, I find out yesterday, the house is listed for short sale. Since the owner is not interested in fighting the foreclosure, will your system help me fight this thing. BTW, it’s a MERS thing, which is why I think they’re not trying to do a regular foreclosure. Please let me know your thoughts on this. Thanks. I’m very interested in purchasing your system, but I want to make sure it’s the right thing for me.
Hi Terry,
The Go Fight Foreclosure System was developed for homeowners to fight wrongful foreclosure so it probably would not be a fit for you. I do think that you are on the right track with adverse possession though. I would also check CA code to see which laws protect you as a tenant in a situation such as yours.
Terry,
Your situation is not as uncommon or complicated as you might think.1. Since MERs is involved, you could end up with the house. Mers has struck out on so many fronts. You need to read this “Deposition of William C. Hultman, Secretary and Treasurer of MERSCORP” (170pages), located here; http://stopforeclosurefraud.com/2010/08/27/exclusive-mers-deposition-of-secretary-and-treasurer-of-merscorp-42010/ 2. Your making repairs GIVES YOU capacity as a real party in interest.3. Odds are high that you are more entitled than the guy being foreclosed on, because you have a vested interest in the home because of the repairs.You could have ended up with the home you left behind also.
Phil D
I have received a letter from the Atty of GMAC my lender stating that my house will be foreclosed on and if I wanted to rent my house temporary that I needed to sigh the FHA document allowing me to stay in my house to rent it. My house has received a short sale on the property and GMAC has received the offer from the buyer but has not signed off on the offer. GMAC is not the first Lien holder on the property, I am the first Lien holder on the property because of a Lien that I had file against the Builder on this Property and a clean Title was never given to me and shows GMAC as the second Lien holder. I need your help in filing the proper documents that will prevent a foreclosure on my home. My Mortgage was transferred to GMAC by another company which is not seen on my Title. I need the proper format of the filing so that I may file it in court. I did not have the funds to pay for an Attorney and many of the Attorneys that I had spoken too, did not know how to go about in filing a wrongful foreclosure. Can you help me?
If a loan modification agreement (interest only) was signed, but no other documentation was provided, was the loan modification done correctly? The servicer is IndyMac and the lender was MLN. I’m asking as I don’t know whether your information/program will do me any good at this point. Thank you.
Hi Jessica
Well, if you signed a loan modification agreement with a pretender lender someone claiming to own your mortgage note that authority is questionable. Anyone could prepare a loan modification and have you sign it. However, that lender would need to also be a Holder In Due Course and acquired the authority to grant you a loan modification. Every homeowner in America should research to find out if their mortgage lender is really a true holder.
All The Best, Kyle
From my understanding once a quite title is filed still remaining is the promissary note to pay. I am considering your program and have done extensive research on this subject and my home. I have contacted my assesor and no title change has ever been filled. I started with Resame Mortgage they filed bankruptcy in 2005.From my understanding sold out to Lehman Bros whomfiled bankruptcy in 2007.J.P. Morgan Chase is the “servicer” .Lehamn Bro filed lawsuite against Chase and won now Chase has filed an appleal. When I ask to produce the note it has gone unanswered upon talking with a depbt colllecter I was told my note is a “ward of the courts” not sure what this actually means. Can your program help me and what is the risk or guarnetee of ligitamacy. I have talked with many person whom were con artist so now a little scared to purchase.
Hi Sherry
No legal advice… Generally, what happens when lenders file for Bankruptcy assets are under receivership and the courts control sales of property, transfers, etc. Most likely your property is a ward of the court to protect it from being stolen. What we have seen is that many lenders often assign property without court approval when in Bankruptcy. Often times when the originating lender is no longer even in business. It takes learning the right knowledge how-to detect wrongful foreclosures. We encourage anyone who is interested in the Go Fight Foreclosure System to do their due diligence to find the best products and resources they need. The information provided is valuable information about the mortgage process, foreclosure, case studies, tips, sample forms, etc to help fight foreclosure. However, no one can promise you anything fighting foreclosure is hard work. It will involve effort to research and learn. Many homeowners have been successful at stopping foreclosure and you could easily do it to using the Go Fight Foreclosure System. All The Best, Kyle
This is not about the “title to the house” it’s about lender liens against the house. You can always convey title however if you can’t provide a release of lien (reconveyance) to the buyer, they can’t have their bank place their lien and if the new lender can’t do that, no loan, no closing. The title (better known as the deed) to the property is not the lien (usually from a mortgage). Although some of the facts were correct, making people think their mortgage is the same as the title is wrong. People, call a Realtor, a loan professional, or an escrow or title officer at a title company. They can explain your reality. Then if necessary, you can go to a lawyer who can help. If you’re at this point, you likely have money from the bank rejecting your payments. Use them on a lawyer for a consult and help filing papers to make the bank produce proof they own the note (lien) against your property.
Good luck!
Will your program show me how to stop foreclosure after a jugement has already been entered against me? I have just recently found out that they can’t prove they own my loan after over 2 yrs of not paying due to loss of income, I have owned my home for 13 yrs now, how do I procede, sue or what?
Hi Linda,
The Go Fight Foreclosure System deals with detecting improper mortgage securitization. Specifics of how to properly prepare a custom foreclosure defense. It is designed to assist you before a foreclosure, during a foreclosure, and yes even after a foreclosure judgment. While no legal advice is provided you do receive sample forms and case studies related to challenging foreclosure. Most importantly you must be able to show when the bank foreclosed on your home 2 years ago they did not have enforceable security interest. This is the argument of improper mortgage securitization which UCC protects you because the bank must be a Holder In Due Course with enforceable security interest. Starting from when your loan was originated and specific details that must be stated in your original mortgage note. The Go Fight Foreclosure System trains you how-to investigate and inspect your mortgage note looking for securitization flaws that are breaks in Chain of Title. You will learn many more important details needed to challenge and VOID a foreclosure judgment. Never give up foreclosure destroys families!
Following the series of facts stated in your GFFS program, I can see why a forensic securitization audit is necessary to use to our ultimate advantage and have a rock-solid case to fight foreclosure. Will your service provide expert witness support to interpret the evidentiary findings? What is the cost and how long will it take to complete the audit? What makes your service different?Our property is in a non-judicial state, we’ve been current with our monthly mortgage payments since our lender (WF) approved our loan modification in January 2010, naming ASC as the the servicing agent. After taking the time learning about the fraudulent schemes made by these predator banks, we challenged our mortgage that if WF is not the real party in interest that holds the title to the promissory note, how can WF give us a loan modification? If a loan has been securitized, any supposed original promissory note is nothing more than counterfeit at best; not to mention securities fraud. Upon execution of a deed of full reconveyance that has been recorded recently with the county clerks office, we notified the servicing agent that we will no longer continue making payments beginning this month. I agree with you that the only way to prove that lenders, mortgage servicers and local trustees are using questionable, wrongful or unlawful practices to foreclose, is to request a Forensic Securitization Audit. We can submit this report as evidence in court to prove that lenders, mortgage servicers and local trustees are using questionable, wrongful or unlawful practices to foreclose, and request judicial notice in the process of winning a verdict in our favor. Putting hard evidence by qualifying experts into the hands of a litigating foreclosure attorney is powerful. It can make the case and be the basis of a winning strategy.Your blogs are great and am very grateful!
Thank you
Hi JC,
Yes expert witness support is available. Typically, to complete the securitization audit takes 72 hours. The focus is on breaks in chains of title, evidence to dispute enforceable security interest, Uniform Commercial Code Holder specifics. We offer a special rate to those who purchase the Go Fight Foreclosure System. Feel free to contact me at 404 696 4833.
I bought your system, and loved it dearly, but when we went before the judge she dismissed anything we had to say and awarded summary judgment to the fraudulent plaintiff and attorney group. PHH Mortgage and Lerner, Sampson and Rothfuss. Can your Quiet Title Audit still help? I plan on appealing the decision and order, b ecause I know the judge did not read any of the pleadings, answers or responses we presented. I have thirty days to appeal the decision here in Kentucky. Kentucky seems to be so far behind in this fraudulent foreclosure. Just continue the good ole boy system. Your help would be greatly appreciated.
Do you offer in this course the templates, and information to file a TRO temporary restraining order or injuction to stop a foreclosure sale? Or do I need a lawyer to be able to stop a foreclosure sale? I am not clear on this? thank you
HELLO, I recieved a permanent modified loan from Bank of America effective 2/2009. they never set me my permananet modified papers until March 4, 2011. I never missed a payment. I got the modified loan because NACA advised me tha I had been given a predatory loan. I paid pursuant to the permananet modified agreement and all of a sudden in the middle of March 2011 I received a notice of default. they would not accept my checks forcing me into a default. I wasn’t in a default status in March July 20, I was told my home was sold to Inflection Point LL.What the heck!!! I had a securitization completed and the person who approved the foreclosure, worked for Bank of America, The trust company and a few others. The dates are suspect. Robo signing is evident. How do I stay in my home and fight for wrongful foreclosure, get the foreclosure off my credit and now fight the company who now hols the deed. I am stressed out. Never ever missed a payment. I even kept sending the payments to Bof A. July was sent back to me as well. This is crime at it’s best and I do plan to sue Bof A.
In wa. non judicial state what method does your program use to let meaddress standing besides filing a suit against them? If bankruptcy, Ch 7, or 13? When to file? Do you have documents for this?
Hi Richard,
Yes the Go Fight Foreclosure System comes with forms and sample documents to defend a foreclosure in a Non Judicial state such as WA. We also include a Back Off letter that contests the foreclosure sale notice. Additionally, when you purchase the Go Fight Foreclosure System we also include a FREE preliminary mortgage audit review to determine your foreclosure defense in relations to improper mortgage securitization. A customize Back Off Contest letter is also included for you.
All the best,
My home went into default and elevated to foreclosure. I believe that the foreclosure was wrongful. I attempted to contest the forclosure through legalaid but was told bankruptcy was the only recourse. After attempting to file I was told there wasn’t enough time and advised to move. I did so in November of 2009. I know now that I received poor advice. The home has not been sold as of today’s date. What can I do now…
Hi Al,
Thanks for taking the time to stop by our site to leave a comment. I am sorry to hear that you were misinformed about your foreclosure prevention options. Your best option right now is to determine if there was improper mortgage securitization in reference to your mortgage note. If this is the case your mortgage lender is not a Holder In Due Course and therefore has no authority to foreclose on your home.
Dear Kyle,
I have been fighting with Wells Fargo/ASC doing a loan modification for 11 months. The actual investor CSMC PMSR told my attorney Triton Law Group on 11/30/2011 that I cannot assume the loan unless my ex-wife was dead, truly in the customer reply contact notes in their computor. I was always trying to do a loan modification. During my divorce over three years ago, my ex-wife signed over on the divorce degree with a filed quick claim deed transfer into my name only. My situation is that I am 19 months behind in payments, I am the only one on title, my ex-wife is on the note, I was never put on the note from the start because my credit was not good. At the start of buying our home I had the quaifying income to get our interest only loan in August 18, 2005.The bank in loss mitigation said no problem Mr. Banyar we will get you a loan mod (after 11 months of implementing the process). In the end the bank served a letter of default to me at my home on May 2, 2011 (but papers had ex-wife’s name on default notice not mine) even though I am on title and she is not. The bank filed the first sale date (or my ex-wife’s) on August 31, that was postponed to September 30, 2011, then, October 31, then November 30, and now to December 30. Right now I and my attorney called Wells Fargo/ASC to get the news from the investor and an update to our case. Now the new sale date looms. What is our next move kyle, we need help and need your service before the foreclosure date. First the divorce, then work slowed down, then I took care of my mother whom passed away 01/20/10 with her modalities. At that point paying bills, Moms debt and everything else I fell behind. Again remember this has only affected my ex-wifes credit and not mine. I have since then remarried, very happy but we want to fight sale date and foreclosure because this is our dream home. The bank has lied to us and never lived up to the promise that they led us to believe as it was said to us over and over in countless discussions on the phone that my NOT being on the note, but only on a recorded title deed was completely workable and no problem. Sincerely thank you for your time and truly helping home owners. Do you have an California attorney that can help us? Again thank you for your considerations! Michael Paul Banyar
Hi Michael,
Thanks for stopping by. Unfortunately we did not have an attorney to recommend for you in your area. I wisj you the best of luck. I would recommend educating yourself on some options. The Go Fight Foreclosure System does provide you with effective foreclosure prevention tactics especially when dealing with a lender who is slow to respond to helping you with a loan mod.
All the best,
Kyle
I have a slightly different (kind of complicated) story than most folks. In 2007, I lost my home in North Carolina to foreclosure. I had already moved to California so I let it go. (The tenant didn’t pay rent, I couldn’t pay the mortgage AND the rent I was paying in California). So, I’m working as a writer and everything seems ok, then THIS RENTAL house goes into foreclosure, the owner walks away in June 2009. (There was supposed to be an auction but it never happened.) The bank and the owner walked away from this house for 2 1/2 years. In the meantime, I’m doing all the repairs on the house, I even had to fix a leaky roof (I did a great job but I’ll never do that again). The plus side, is, we stopped paying the rent, thinking the bank was going to foreclose every month. The owner made only one feeble attempt to kick us out and that was it. (There are some serious plumbing problems with the house that he didn’t want to fix). The house is seriously underwater. The loan balance is something over $800,000.00. So, I was entertaining waiting it out to do a Complaint for Adverse Possession (another 2 1/2 years from now.) The bank canceled the foreclosure about 6 months ago and I didn’t know what to make of it. Now, I find out yesterday, the house is listed for short sale. Since the owner is not interested in fighting the foreclosure, will your system help me fight this thing. BTW, it’s a MERS thing, which is why I think they’re not trying to do a regular foreclosure. Please let me know your thoughts on this. Thanks. I’m very interested in purchasing your system, but I want to make sure it’s the right thing for me.
Hi Terry,
The Go Fight Foreclosure System was developed for homeowners to fight wrongful foreclosure so it probably would not be a fit for you. I do think that you are on the right track with adverse possession though. I would also check CA code to see which laws protect you as a tenant in a situation such as yours.
Terry,
Your situation is not as uncommon or complicated as you might think.1. Since MERs is involved, you could end up with the house. Mers has struck out on so many fronts. You need to read this “Deposition of William C. Hultman, Secretary and Treasurer of MERSCORP” (170pages), located here; http://stopforeclosurefraud.com/2010/08/27/exclusive-mers-deposition-of-secretary-and-treasurer-of-merscorp-42010/ 2. Your making repairs GIVES YOU capacity as a real party in interest.3. Odds are high that you are more entitled than the guy being foreclosed on, because you have a vested interest in the home because of the repairs.You could have ended up with the home you left behind also.
Phil D
I have received a letter from the Atty of GMAC my lender stating that my house will be foreclosed on and if I wanted to rent my house temporary that I needed to sigh the FHA document allowing me to stay in my house to rent it. My house has received a short sale on the property and GMAC has received the offer from the buyer but has not signed off on the offer. GMAC is not the first Lien holder on the property, I am the first Lien holder on the property because of a Lien that I had file against the Builder on this Property and a clean Title was never given to me and shows GMAC as the second Lien holder. I need your help in filing the proper documents that will prevent a foreclosure on my home. My Mortgage was transferred to GMAC by another company which is not seen on my Title. I need the proper format of the filing so that I may file it in court. I did not have the funds to pay for an Attorney and many of the Attorneys that I had spoken too, did not know how to go about in filing a wrongful foreclosure. Can you help me?
If a loan modification agreement (interest only) was signed, but no other documentation was provided, was the loan modification done correctly? The servicer is IndyMac and the lender was MLN. I’m asking as I don’t know whether your information/program will do me any good at this point. Thank you.
Hi Jessica
Well, if you signed a loan modification agreement with a pretender lender someone claiming to own your mortgage note that authority is questionable. Anyone could prepare a loan modification and have you sign it. However, that lender would need to also be a Holder In Due Course and acquired the authority to grant you a loan modification. Every homeowner in America should research to find out if their mortgage lender is really a true holder.
All The Best, Kyle
From my understanding once a quite title is filed still remaining is the promissary note to pay. I am considering your program and have done extensive research on this subject and my home. I have contacted my assesor and no title change has ever been filled. I started with Resame Mortgage they filed bankruptcy in 2005.From my understanding sold out to Lehman Bros whomfiled bankruptcy in 2007.J.P. Morgan Chase is the “servicer” .Lehamn Bro filed lawsuite against Chase and won now Chase has filed an appleal. When I ask to produce the note it has gone unanswered upon talking with a depbt colllecter I was told my note is a “ward of the courts” not sure what this actually means. Can your program help me and what is the risk or guarnetee of ligitamacy. I have talked with many person whom were con artist so now a little scared to purchase.
Hi Sherry
No legal advice… Generally, what happens when lenders file for Bankruptcy assets are under receivership and the courts control sales of property, transfers, etc. Most likely your property is a ward of the court to protect it from being stolen. What we have seen is that many lenders often assign property without court approval when in Bankruptcy. Often times when the originating lender is no longer even in business. It takes learning the right knowledge how-to detect wrongful foreclosures. We encourage anyone who is interested in the Go Fight Foreclosure System to do their due diligence to find the best products and resources they need. The information provided is valuable information about the mortgage process, foreclosure, case studies, tips, sample forms, etc to help fight foreclosure. However, no one can promise you anything fighting foreclosure is hard work. It will involve effort to research and learn. Many homeowners have been successful at stopping foreclosure and you could easily do it to using the Go Fight Foreclosure System. All The Best, Kyle
This is not about the “title to the house” it’s about lender liens against the house. You can always convey title however if you can’t provide a release of lien (reconveyance) to the buyer, they can’t have their bank place their lien and if the new lender can’t do that, no loan, no closing. The title (better known as the deed) to the property is not the lien (usually from a mortgage). Although some of the facts were correct, making people think their mortgage is the same as the title is wrong. People, call a Realtor, a loan professional, or an escrow or title officer at a title company. They can explain your reality. Then if necessary, you can go to a lawyer who can help. If you’re at this point, you likely have money from the bank rejecting your payments. Use them on a lawyer for a consult and help filing papers to make the bank produce proof they own the note (lien) against your property.
Good luck!
Will your program show me how to stop foreclosure after a jugement has already been entered against me? I have just recently found out that they can’t prove they own my loan after over 2 yrs of not paying due to loss of income, I have owned my home for 13 yrs now, how do I procede, sue or what?
Hi Linda,
The Go Fight Foreclosure System deals with detecting improper mortgage securitization. Specifics of how to properly prepare a custom foreclosure defense. It is designed to assist you before a foreclosure, during a foreclosure, and yes even after a foreclosure judgment. While no legal advice is provided you do receive sample forms and case studies related to challenging foreclosure. Most importantly you must be able to show when the bank foreclosed on your home 2 years ago they did not have enforceable security interest. This is the argument of improper mortgage securitization which UCC protects you because the bank must be a Holder In Due Course with enforceable security interest. Starting from when your loan was originated and specific details that must be stated in your original mortgage note. The Go Fight Foreclosure System trains you how-to investigate and inspect your mortgage note looking for securitization flaws that are breaks in Chain of Title. You will learn many more important details needed to challenge and VOID a foreclosure judgment. Never give up foreclosure destroys families!
All the best, Kyle
Following the series of facts stated in your GFFS program, I can see why a forensic securitization audit is necessary to use to our ultimate advantage and have a rock-solid case to fight foreclosure. Will your service provide expert witness support to interpret the evidentiary findings? What is the cost and how long will it take to complete the audit? What makes your service different?Our property is in a non-judicial state, we’ve been current with our monthly mortgage payments since our lender (WF) approved our loan modification in January 2010, naming ASC as the the servicing agent. After taking the time learning about the fraudulent schemes made by these predator banks, we challenged our mortgage that if WF is not the real party in interest that holds the title to the promissory note, how can WF give us a loan modification? If a loan has been securitized, any supposed original promissory note is nothing more than counterfeit at best; not to mention securities fraud. Upon execution of a deed of full reconveyance that has been recorded recently with the county clerks office, we notified the servicing agent that we will no longer continue making payments beginning this month. I agree with you that the only way to prove that lenders, mortgage servicers and local trustees are using questionable, wrongful or unlawful practices to foreclose, is to request a Forensic Securitization Audit. We can submit this report as evidence in court to prove that lenders, mortgage servicers and local trustees are using questionable, wrongful or unlawful practices to foreclose, and request judicial notice in the process of winning a verdict in our favor. Putting hard evidence by qualifying experts into the hands of a litigating foreclosure attorney is powerful. It can make the case and be the basis of a winning strategy.Your blogs are great and am very grateful!
Thank you
Hi JC,
Yes expert witness support is available. Typically, to complete the securitization audit takes 72 hours. The focus is on breaks in chains of title, evidence to dispute enforceable security interest, Uniform Commercial Code Holder specifics. We offer a special rate to those who purchase the Go Fight Foreclosure System. Feel free to contact me at 404 696 4833.
All the best,
Kyle
Great information. I thought you may be interested in a deposition I took of a representative of AHMSI concerning a securitized mortgage. See my blog post for a copy of the deposition. http://www.scuramealey.com/blog/2011/07/banks-cannot-prove-chain-of-title-of-mortgage-and-notes-with-securitized-trusts.shtml
I bought your system, and loved it dearly, but when we went before the judge she dismissed anything we had to say and awarded summary judgment to the fraudulent plaintiff and attorney group. PHH Mortgage and Lerner, Sampson and Rothfuss. Can your Quiet Title Audit still help? I plan on appealing the decision and order, b ecause I know the judge did not read any of the pleadings, answers or responses we presented. I have thirty days to appeal the decision here in Kentucky. Kentucky seems to be so far behind in this fraudulent foreclosure. Just continue the good ole boy system. Your help would be greatly appreciated.
Do you offer in this course the templates, and information to file a TRO temporary restraining order or injuction to stop a foreclosure sale? Or do I need a lawyer to be able to stop a foreclosure sale? I am not clear on this? thank you
HELLO, I recieved a permanent modified loan from Bank of America effective 2/2009. they never set me my permananet modified papers until March 4, 2011. I never missed a payment. I got the modified loan because NACA advised me tha I had been given a predatory loan. I paid pursuant to the permananet modified agreement and all of a sudden in the middle of March 2011 I received a notice of default. they would not accept my checks forcing me into a default. I wasn’t in a default status in March July 20, I was told my home was sold to Inflection Point LL.What the heck!!! I had a securitization completed and the person who approved the foreclosure, worked for Bank of America, The trust company and a few others. The dates are suspect. Robo signing is evident. How do I stay in my home and fight for wrongful foreclosure, get the foreclosure off my credit and now fight the company who now hols the deed. I am stressed out. Never ever missed a payment. I even kept sending the payments to Bof A. July was sent back to me as well. This is crime at it’s best and I do plan to sue Bof A.
In wa. non judicial state what method does your program use to let meaddress standing besides filing a suit against them? If bankruptcy, Ch 7, or 13? When to file? Do you have documents for this?
Hi Richard,
Yes the Go Fight Foreclosure System comes with forms and sample documents to defend a foreclosure in a Non Judicial state such as WA. We also include a Back Off letter that contests the foreclosure sale notice. Additionally, when you purchase the Go Fight Foreclosure System we also include a FREE preliminary mortgage audit review to determine your foreclosure defense in relations to improper mortgage securitization. A customize Back Off Contest letter is also included for you.
All the best,
Kyle
My home went into default and elevated to foreclosure. I believe that the foreclosure was wrongful. I attempted to contest the forclosure through legalaid but was told bankruptcy was the only recourse. After attempting to file I was told there wasn’t enough time and advised to move. I did so in November of 2009. I know now that I received poor advice. The home has not been sold as of today’s date. What can I do now…
Hi Al,
Thanks for taking the time to stop by our site to leave a comment. I am sorry to hear that you were misinformed about your foreclosure prevention options. Your best option right now is to determine if there was improper mortgage securitization in reference to your mortgage note. If this is the case your mortgage lender is not a Holder In Due Course and therefore has no authority to foreclose on your home.
All The Best,
Kyle
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